Personal Loan as low as 3.88% p.a.

IBPO i-Personal Financing

Let us match you with a tailor-fit personal loan deal to achieve your financial goals. No guarantor, no unnecessary charges and no time wasted.

Apply Now

Our Exclusive Services

Low Interest Rate

Exclusive interest rates as low as 3.88% p.a. from banking partners.

High Approval Rate

Increased chances of loan approval as a result of our exclusive partnerships.

Double Eligibility Amount

Enjoy a higher amount than you’re looking for, up to 2 times your eligibility amount.

Loan Eligibility Amount
RM5,000 – RM200,000

Loan Period
12 to 84 months

In-house Credit Scoring

Get matched with the perfect loan deal through comprehensive credit reports powered by our official partner CTOS.

Complimentary Financial Advisory Service

Expert advice on on loan terms and how to repay your loan.

Fast Lane Approval

We ensure you get almost immediate approval without the need to hop from bank to bank. No more long anxious waits for you!

3 Simple Steps
to Achieve Your Financial Dreams


Fill up and submit your form to get access to your CTOS Credit Report. An email will be sent to you for access to your credit report.


Our customer representative will contact you in 1 – 3 days to process your request and gather the required documents for further analysis.


Sit back and relax. We’ll take it from there.


Minimum Monthly Income

RM 5,000

Minimum Annual Income

RM 60,000


21 to 60 years old

Who Can Apply

Malaysian citizens
Malaysian permanent residents

Fees & Charges

Stamp Duty
0.5% of the loan amount

Early Termination Fee

Late Penalty Fee
1% from current outstanding amount

Terms and Conditions

Product Disclosure Sheet

Apply for i-Personal Financing Now!

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