Say Bye to Monthly Commitments through i-Refinancing

IBPO i-Refinancing

With interest rates as low as 3.44% p.a., refinance to utilise your property’s value and convert it into extra cash funds for other monetary needs.

Apply Now

Our Exclusive Services

Low Interest Rate

Exclusive interest rates as low as 3.44% p.a. from banking partners.

High Approval Rate

Increased chances of loan approval as a result of our exclusive partnerships.


Applicants are not bound by rigid terms and conditions.

No Lock-in Period
You are free to complete or end repayment early without incurring penalties.

Margin of Financing of Up to 90%
Reduce the amount of out-of-pocket expenses you have to pay.

Maximum Loan Tenure of 35 Years or Up Until 70 Years of Age
You get a loan tenure that fits your financial profile, ensuring smooth repayment.

Improved Credit Scoring

With more cash-amount and more favourable loan terms, you improve your chances of loan repayment. Did we mention that you will get prime interest rates as well with a good credit score?

Debt Consolidation

Combine multiple debts into one for easy repayment and one lower uniform interest rate. Easier repayment leads to better credit scoring.

Complimentary Financial Advisory Service

Expert advice on debt consolidation to combine existing debts into one simplified structure.

Fast Lane Approval

We ensure you get almost immediate approval without the need to hop from bank to bank. No more long anxious waits for you!

3 Simple Steps
to Achieve Your Financial Dreams


Fill up and submit your form to apply. An email will be sent to you as a notification and confirmation of application.


Our customer representative will contact you in 1 – 3 days to process your request and gather the required documents for further analysis.


Sit back and relax. We’ll take it from there.



Malaysians or
Malaysians working abroad

Minimum Income

RM 3,000 monthly
or RM 36,000 annually

Minimum Appraised Market Value of Property

RM 300,000

Minimum Period of Property Ownership

5 years


21 years old and above

Employment Status

Employed or Business Owner

Fees & Charges

Stamp Duty
0.5% of the loan amount

Early Termination Fee

Late Penalty Fee
1% from current outstanding amount

Apply for i-Refinancing Now!

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