{
    "id": 3398,
    "date": "2021-01-07T11:08:07",
    "date_gmt": "2021-01-07T03:08:07",
    "guid": {
        "rendered": "http:\/\/product.ibpo.com.my\/?page_id=3398"
    },
    "modified": "2021-06-23T17:23:44",
    "modified_gmt": "2021-06-23T09:23:44",
    "slug": "i-debt-management",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/product.ibpo.com.my\/en\/i-debt-management\/",
    "title": {
        "rendered": "i-Debt Management"
    },
    "content": {
        "rendered": "<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Credit-card.jpg&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language-mobile\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/3398\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none fusion-no-large-visibility\"><img width=\"600\" height=\"158\" title=\"Logo-horizontal-white\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png\" class=\"img-responsive wp-image-3360\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-200x53.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-400x105.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-800x210.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-1200x315.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white.png 1920w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_4_5 4_5 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:left;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img width=\"300\" height=\"96\" title=\"Logo-horizontal-white-cropped (1)\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-300x96.png\" class=\"img-responsive wp-image-3388\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-200x64.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-400x128.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-600x191.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-800x255.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-1200x383.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1.png 1577w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:80% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.8%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.4%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_5 1_5 fusion-flex-column fusion-flex-align-self-center fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-space-evenly fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/3398\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:20% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:50% !important;order : 0;margin-top : 5px;margin-bottom : 5px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 10px !important;margin-right : 0%;padding-bottom : 10px !important;margin-left : 0%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:50% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 0%;margin-left : 0%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"font-size:70px;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#ffffff;\"><span style=\"font-family: 'Lato Black';\" data-fusion-font=\"true\">Are You Struggling with Credit Card Debts?<\/span><\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><span style=\"font-family: 'Futura Medium'; letter-spacing: 0.5px; background-color: rgba(255, 255, 255, 0); color: #ffffff; font-size: 20px; line-height: 26px;\" data-fusion-font=\"true\">We understand your income is affected by the pandemic while credit card bills are chasing up. We can help reduce your monthly commitments by up to 70%.<\/span><\/p>\n<p style=\"color: #ffffff; font-size: 20px; line-height: 26px; font-family: 'Futura Bold';\" data-fusion-font=\"true\"><span style=\"font-family: 'Lato Black'; font-size: 20px; line-height: 26px; letter-spacing: 0.5px;\" data-fusion-font=\"true\">Let us remove your financial burdens<\/span><\/p>\n<p style=\"font-size: 20px; color: #ffffff; line-height: 26px; font-family: 'Futura Medium'; letter-spacing: 0.5px;\" data-fusion-font=\"true\">Our financial consultants will analyse your debts for free and suggest your best course of action.<\/p>\n<p style=\"font-size: 20px; color: #ffffff; line-height: 26px; font-family: 'Futura Medium';\" data-fusion-font=\"true\"><span style=\"font-size: 20px; letter-spacing: 0.5px; line-height: 26px;\" data-fusion-font=\"true\">In addition, you get a free CTOS credit report that helps you understand your credit status.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:5px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" id=\"top\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-radius:10px 10px 10px 10px;overflow:hidden;padding: 5% 10% 0px 10%;\"><div class=\"fusion-text fusion-text-2\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><b style=\"color: #1976d2; font-size: 26px;\" data-fusion-font=\"true\">Claim Your Free Consultation<br \/>\n<\/b><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><script>\n\nvar nric_number = \"\";\nvar first_name = \"\";\nvar email = \"\";\nvar phone = \"\";\nvar page_type = \"debt\";\nvar hutk = \"\";\n\n<\/script>\n\n<script charset=\"utf-8\" type=\"text\/javascript\" src=\"https:\/\/js.hsforms.net\/forms\/shell.js\"><\/script>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/jquery-validate\/1.19.2\/jquery.validate.min.js\" integrity=\"sha512-UdIMMlVx0HEynClOIFSyOrPggomfhBKJE28LKl8yR3ghkgugPnG6iLfRfHwushZl1MOPSY6TsuBDGPK2X4zYKg==\" crossorigin=\"anonymous\" referrerpolicy=\"no-referrer\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: '8268350',\n    formId: 'db830d15-d865-46b8-baff-fab2a3c87b27', \n    onFormReady: function($form){\n       hutk = document.cookie.replace(\/(?:(?:^|.*;\\s*)hubspotutk\\s*\\=\\s*([^;]*).*$)|^.*$\/, \"$1\");\n       console.log(hutk);\n    },\n    onFormSubmit: function($form){\n                    var val = $form.serializeArray() ;\n                    \n      \t\t\t\temail = val[0]['value'];\n                    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(max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#2196f3;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing); background-color: rgba(255, 255, 255, 0);\">How Will it Help You?<\/b><\/div><\/h2><\/div><div class=\"fusion-text fusion-text-3\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #212121;\">We know your financial priority is to clear your debts as soon as possible. <span style=\"background-color: rgba(255, 255, 255, 0); font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight);\">Our consultation is your first step towards realising that goal.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img width=\"600\" height=\"600\" title=\"Consultation-logo-only (1)\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-600x600.jpg\" class=\"img-responsive wp-image-3273\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-200x200.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-400x400.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-600x600.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-800x800.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1-1200x1200.jpg 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Consultation-logo-only-1.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><ul class=\"fusion-checklist fusion-checklist-1\" style=\"font-size:16px;line-height:27.2px;\"><li class=\"fusion-li-item\"><span style=\"height:27.2px;width:27.2px;margin-right:11.2px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-asterisk fas\" style=\"color:#2196f3;\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:38.4px;\">\n<p style=\"color: #000000;\"><b style=\"color: #212121;\">Free Financial Consultation<\/b><\/p>\n<p style=\"color: #000000;\"><span style=\"color: #212121; background-color: rgba(255, 255, 255, 0); font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing); text-align: justify;\">Our consultants provide tailor-made solutions to solve your unsecured debt problems, such as credit card debts and personal loan debts based on your CCRIS report.<\/span><\/p>\n<\/div><\/li><\/ul><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-6{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img width=\"600\" height=\"600\" title=\"Free CTOS report\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-600x600.jpg\" class=\"img-responsive wp-image-3247\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-200x200.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-400x400.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-600x600.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-800x800.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report-1200x1200.jpg 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Free-CTOS-report.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><ul class=\"fusion-checklist fusion-checklist-2\" style=\"font-size:16px;line-height:27.2px;\"><li class=\"fusion-li-item\"><span style=\"height:27.2px;width:27.2px;margin-right:11.2px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-asterisk fas\" style=\"color:#2196f3;\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:38.4px;\">\n<p><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000; font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); letter-spacing: var(--body_typography-letter-spacing);\"><b style=\"color: #212121;\">CTOS Credit Report<\/b><\/span><\/p>\n<p><b style=\"color: #212121;\"><\/b><span style=\"color: #212121; text-align: justify; background-color: rgba(255, 255, 255, 0); font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing);\">As a result of our partnership with CTOS, you also get a free CTOS credit report (worth RM 25) to understand your credit status.<\/span><\/p>\n<\/div><\/li><\/ul><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-7{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInRight\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-1 {border-radius:0px;}.fusion-button.button-1 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-default button-1 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Let Us Help You! <\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-8{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-8{width:100% !important;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-8{width:100% !important;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 8%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-bg-parallax\" data-bg-align=\"center top\" data-direction=\"down\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Understand-Your-Finances-Background.png\" data-bg-repeat=\"false\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container fusion-parallax-down nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Understand-Your-Finances-Background.png&quot;);background-position: center top;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:46px;margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#ffffff;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Control Your Debts<br \/>\n<\/b><\/div><\/h2><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-9{width:40% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 4.8%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-9{width:100% !important;margin-bottom : 10px;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-9{width:100% !important;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-4\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;color:#ffffff;transform:translate3d(0,0,0);\"><p>Our consultants come up with tailor-made solutions based on your CCRIS report to reduce any unsecured debts you have.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-10{width:60% !important;margin-top : 0px;margin-bottom : 10px;}.fusion-builder-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.2%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 4.8%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-10{width:100% !important;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-10{width:100% !important;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-11{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-11{width:100% !important;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-11{width:100% !important;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 1px 1px 1px 1px;border-color:rgba(255,255,255,0.15);border-style:solid;padding: 40px 40px 30px 40px;\"><i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa-lightbulb fas circle-yes fusion-text-flow\" style=\"font-size:22.88px;line-height:43.76px;height:45.76px;width:45.76px;border-width:1px;margin-bottom:16px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-1{ color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}i.fb-icon-element.fontawesome-icon.fb-icon-element-1:hover { color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}<\/style><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:31px;\"><h4 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\"><b>Know your financial standing<\/b><\/h4><\/div><div class=\"fusion-text fusion-text-5\" style=\"transform:translate3d(0,0,0);\"><p><span style=\"color: rgba(255,255,255,0.7);\"><span style=\"color: #ffffff;\">Get a clear picture of your financial health through our consultant&#8217;s precise financial report based on your CCRIS report.<\/span><br \/>\n<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-12 > .fusion-column-wrapper {padding-top : 40px !important;padding-right : 40px !important;margin-right : 5.76%;padding-bottom : 30px !important;padding-left : 40px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-12{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 1px 1px 1px 1px;border-color:rgba(255,255,255,0.15);border-style:solid;padding: 40px 40px 30px 40px;\"><i class=\"fb-icon-element-2 fb-icon-element fontawesome-icon fa-check fas circle-yes fusion-text-flow\" style=\"font-size:22.88px;line-height:43.76px;height:45.76px;width:45.76px;border-width:1px;margin-bottom:16px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-2{ color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}i.fb-icon-element.fontawesome-icon.fb-icon-element-2:hover { color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}<\/style><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:31px;\"><h4 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\">Solve overwhelming debt burdens<\/h4><\/div><div class=\"fusion-text fusion-text-6\" style=\"transform:translate3d(0,0,0);\"><p><span style=\"color: #ffffff;\">Our consultants will create a specially crafted plan to manage your debts that doesn\u2019t involve taking extra work shifts.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-13 > .fusion-column-wrapper {padding-top : 40px !important;padding-right : 40px !important;margin-right : 5.76%;padding-bottom : 30px !important;padding-left : 40px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-13{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 1px 1px 1px 1px;border-color:rgba(255,255,255,0.15);border-style:solid;padding: 40px 40px 30px 40px;\"><i class=\"fb-icon-element-3 fb-icon-element fontawesome-icon fa-chalkboard-teacher fas circle-yes fusion-text-flow\" style=\"font-size:22.88px;line-height:43.76px;height:45.76px;width:45.76px;border-width:1px;margin-bottom:16px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-3{ color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}i.fb-icon-element.fontawesome-icon.fb-icon-element-3:hover { color: #ffffff; background-color: #2196f3; border-color: rgba(255,255,255,0);}<\/style><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-6{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:31px;\"><h4 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\">Receive money management advice<\/h4><\/div><div class=\"fusion-text fusion-text-7\" style=\"transform:translate3d(0,0,0);\"><p><span style=\"color: #ffffff;\">Our consultants will also provide advice on finances to prevent you from accumulating heavy debts again.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-14{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-14 > .fusion-column-wrapper {padding-top : 40px !important;padding-right : 40px !important;margin-right : 5.76%;padding-bottom : 30px !important;padding-left : 40px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-14{width:33.333333333333% !important;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-14{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-2 {border-radius:0px;}.fusion-button.button-2 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-default button-2 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Interested? Click Here!<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-15{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-15 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-15{width:100% !important;order : 0;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-15{width:100% !important;order : 0;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 3%;margin-top : 0px;padding-right : 0px;padding-bottom : 3%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-image: url(&quot;http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Exclusivity-and-Efficiency-50-opacity-scaled.jpg&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_6 1_6 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-16{width:16.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-16 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 11.52%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 11.52%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-16{width:100% !important;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-16{width:100% !important;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;border-radius:10px 10px 10px 10px;overflow:hidden;padding: 0px 5% 0px 5%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-7{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#ffffff;\"><b>Exclusivity and Efficiency<\/b><\/h2><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img width=\"600\" height=\"158\" title=\"Logo-horizontal-white\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png\" class=\"img-responsive wp-image-3360\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-200x53.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-400x105.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-800x210.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-1200x315.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white.png 1920w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 800px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-8\" style=\"text-align:center;font-size:24px;line-height:1.6em;letter-spacing:-0.5px;color:#ffffff;transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 26px; letter-spacing: 1px;\" data-fusion-font=\"true\">The banking world can be complex and confusing, which is why we offer ourselves as a one-stop-shop for all your financial needs.<\/p>\n<p style=\"color: #ffffff; font-size: 20px; line-height: 26px; letter-spacing: 1px;\" data-fusion-font=\"true\">Specialising in debt management, refinancing, and loan advisory among other financial services, IBPO Group Berhad\u2019s partnerships with esteemed financial institutions gain you access to exclusive financial strategies. We save you not just money, but time.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-17{width:66.666666666667% !important;margin-top : 30px;margin-bottom : 30px;}.fusion-builder-column-17 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 5% !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 5% !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-17{width: auto;}.fusion-builder-column-17 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-17{width:100% !important;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_6 1_6 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-18{width:16.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-18 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 11.52%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 11.52%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-18{width:100% !important;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-18{width:100% !important;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 10%;margin-bottom : -10%;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper fusion-column-hover-type-liftup fusion-column-liftup-border fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 10% 16% 10% 16%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-8{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"font-size:70px;margin-top:0px;margin-bottom:0px;\"><h3 class=\"title-heading-center\" style=\"margin:0;font-size:1em;letter-spacing:-2px;color:#2196f3;\"><b>RM 4.27 M +<\/b><\/h3><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-9{margin-top:0px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"font-size:25px;margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-center\" style=\"margin:0;font-size:1em;line-height:36px;color:#212121;\">Money Saved for Our Clients<\/h4><\/div><div class=\"fusion-text fusion-text-9\" style=\"text-align:center;transform:translate3d(0,0,0);\"><p style=\"color: #bdbdbd;\">Savings guaranteed<\/p>\n<\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\"><a class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\" style=\"background-color:#ffffff;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-19{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-19 > .fusion-column-wrapper {padding-top : 10% !important;padding-right : 16% !important;margin-right : 2px;padding-bottom : 10% !important;padding-left : 16% !important;margin-left : 3.84%;}.fusion-flex-container .fusion-row .fusion-builder-column-19 > .fusion-column-inner-bg { margin-right:2px;margin-left:3.84%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-19{width:100% !important;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 2px;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-19 > .fusion-column-inner-bg { margin-right:2px;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-19{width:100% !important;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-19 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper fusion-column-hover-type-liftup fusion-column-liftup-border fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 10% 16% 10% 16%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-10{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"font-size:70px;margin-top:0px;margin-bottom:0px;\"><h3 class=\"title-heading-center\" style=\"margin:0;font-size:1em;letter-spacing:-2px;color:#2196f3;\"><b>100%<\/b><\/h3><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-11{margin-top:0px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"font-size:25px;margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-center\" style=\"margin:0;font-size:1em;line-height:36.0px;color:#212121;\">Customer Satisfaction<\/h4><\/div><div class=\"fusion-text fusion-text-10\" style=\"text-align:center;transform:translate3d(0,0,0);\"><p style=\"color: #bdbdbd;\">Our clients are our priority<\/p>\n<\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\"><a class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\" style=\"background-color:#ffffff;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-20{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-20 > .fusion-column-wrapper {padding-top : 10% !important;padding-right : 16% !important;margin-right : 3.84%;padding-bottom : 10% !important;padding-left : 16% !important;margin-left : 2px;}.fusion-flex-container .fusion-row .fusion-builder-column-20 > .fusion-column-inner-bg { margin-right:3.84%;margin-left:2px; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-20{width:100% !important;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 2px;}.fusion-flex-container .fusion-row .fusion-builder-column-20 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:2px; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-20{width:100% !important;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-20 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-5{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:calc( 1140px + 0px );margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-11\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"font-size: 14px; letter-spacing: 2px; color: #272d3a;\"><b style=\"font-size: 29px; color: #1976d2;\" data-fusion-font=\"true\">OUR PARTNERS<\/b><\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><img width=\"162\" height=\"100\" title=\"ctos\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/08\/ctos.png\" class=\"img-responsive wp-image-288\"\/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-1{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><img width=\"178\" height=\"100\" title=\"Experian\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/08\/Experian.png\" class=\"img-responsive wp-image-284\"\/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-2{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><div class=\"fusion-text fusion-text-12\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"font-size: 14px; letter-spacing: 2px; color: #272d3a;\"><b style=\"font-size: 30px; color: #1976d2;\" data-fusion-font=\"true\">WINNER OF<\/b><\/span><\/p>\n<\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-8 hover-type-none\"><img width=\"200\" height=\"141\" title=\"sme awards\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/sme-awards-200x141.jpg\" class=\"img-responsive wp-image-3274\"\/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-21{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-3 {border-radius:0px;}.fusion-button.button-3 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-default button-3 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Click Here to Sign Up!<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-22{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-6{ padding-top : 5%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-6{ padding-top : 20px;padding-bottom : 20px;}}<\/style><\/div><div id=\"howitworks\"><div class=\"fusion-bg-parallax\" data-bg-align=\"center center\" data-direction=\"down\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Understand-Your-Finances-Background.png\" data-bg-repeat=\"false\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container fusion-parallax-down nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Understand-Your-Finances-Background.png&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-12{margin-top:!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#ffffff;\"><b>The 3-step Process<\/b><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-13\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;color:#ffffff;transform:translate3d(0,0,0);\"><p>How does this work? Don\u2019t worry, we got you covered.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-9 hover-type-none\"><img width=\"400\" height=\"370\" title=\"how it works\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-400x370.png\" class=\"img-responsive wp-image-3246\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-200x185.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-400x370.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-600x556.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-800x741.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works-1200x1111.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/how-it-works.png 1794w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-23{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 11.52%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-23{width:40% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 9.6%;margin-left : 4.8%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-23{width:100% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-content-boxes content-boxes columns row fusion-columns-1 fusion-columns-total-3 fusion-content-boxes-1 content-boxes-icon-on-side content-left fusion-delayed-animation\" data-animation-delay=\"800\" data-animationoffset=\"100%\" style=\"margin-top:0px;margin-bottom:0px;\"><style type=\"text\/css\">.fusion-content-boxes-1 .heading .content-box-heading {color:#ffffff;}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .heading-link .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t\t\t.fusion-content-boxes-1 .heading .heading-link:hover .content-box-heading {\n\t\t\t\t\t\tcolor: #ffffff;\n\t\t\t\t\t}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\t\t\tcolor: #ffffff !important;\n\t\t\t\t\t}.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box.link-area-box-hover .fusion-content-box-button {background: #25255f;color: #ffffff;}.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box.link-area-box-hover .fusion-content-box-button .fusion-button-text {color: #ffffff;}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon > span {\n\t\t\t\t\t\tbackground-color: transparent !important;\n\t\t\t\t\t}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon > span {\n\t\t\t\t\t\tborder-color: #ffffff !important;\n\t\t\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column content-box-column-1 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper link-area-link-icon icon-hover-animation-fade fusion-animated\" style=\"background-color:rgba(255,255,255,0);\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"heading heading-with-icon icon-left\"><div class=\"icon\" style=\"-webkit-animation-duration: 800ms;animation-duration: 800ms;\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 21px;line-height:normal;color:#ffffff;font-size:21px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-user-plus fas circle-no\"><\/i><\/div><h2 class=\"content-box-heading\" style=\"font-size:18px;line-height:23px;padding-left:41px;\">1. Sign Up<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"padding-left:41px;color:rgba(255,255,255,0.7);\">\n<p><span style=\"font-weight: 400;\">Submit the form and we will send you an email containing the links to schedule your appointment and claim your CTOS report.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column content-box-column-2 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper link-area-link-icon icon-hover-animation-fade fusion-animated\" style=\"background-color:rgba(255,255,255,0);\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"heading heading-with-icon icon-left\"><div class=\"icon\" style=\"-webkit-animation-duration: 800ms;animation-duration: 800ms;\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 21px;line-height:normal;color:#ffffff;font-size:21px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-headset fas circle-no\"><\/i><\/div><h2 class=\"content-box-heading\" style=\"font-size:18px;line-height:23px;padding-left:41px;\">2. We Reach Out to You<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"padding-left:41px;color:rgba(255,255,255,0.7);\">\n<p><span style=\"font-weight: 400;\">One of our consultants will contact you on the scheduled date for your consultation session.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column content-box-column-3 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper link-area-link-icon icon-hover-animation-fade fusion-animated\" style=\"background-color:rgba(255,255,255,0);\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"heading heading-with-icon icon-left\"><div class=\"icon\" style=\"-webkit-animation-duration: 800ms;animation-duration: 800ms;\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 21px;line-height:normal;color:#ffffff;font-size:21px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-gift fas circle-no\"><\/i><\/div><h2 class=\"content-box-heading\" style=\"font-size:18px;line-height:23px;padding-left:41px;\">3. Get Expert Advice<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"padding-left:41px;color:rgba(255,255,255,0.7);\">\n<p><span style=\"font-weight: 400;\">During your consultation, our consultant will come up with a tailored solution made exclusively for your needs.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">\n\t\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\t\t\t\tbackground-color: transparent !important;\n\t\t\t\t\t\t\tborder-color: #ffffff !important;\n\t\t\t\t\t\t}<\/style><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-24{width:50% !important;margin-top : 30px;margin-bottom : 10px;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 9.6%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-24{width:60% !important;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 3.2%;margin-left : 6.4%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-24{width:100% !important;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-4 {border-radius:0px;}.fusion-button.button-4 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-default button-4 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Simple Isn\u2019t it? Sign Up Here! <\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-25{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-25 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-25{width:100% !important;order : 0;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-25{width:100% !important;order : 0;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-7{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 7%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #f2f3f3;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-13{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left sm-text-align-center\" style=\"margin:0;font-size:1em;color:#212121;\"><b>Frequently Asked Questions<\/b><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><style type=\"text\/css\">.fusion-accordian  #accordion-3398-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-3398-1 .panel-title a .fa-fusion-box:before{ font-size: 13px; width: 13px;}.fusion-accordian  #accordion-3398-1 .fa-fusion-box { background-color: #333333;border-color: #333333;}.fusion-accordian  #accordion-3398-1 .panel-title a:hover, #accordion-3398-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #d0af4f;}.fusion-accordian  #accordion-3398-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-3398-1 .panel-title a:hover .fa-fusion-box { background-color: #d0af4f!important;border-color: #d0af4f!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-3398-1\" role=\"tablist\"><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"d1d21d61cd22084c6\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3398-1\" data-target=\"#d1d21d61cd22084c6\" href=\"#d1d21d61cd22084c6\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Is it Completely Free?<\/span><\/a><\/h4><\/div><div id=\"d1d21d61cd22084c6\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\">Our consultations are free of charge, you do not have to pay a fee. The consultation is inclusive of:<\/p>\n<ul>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">Consultation<\/span><\/li>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">Pre-qualification<\/span><\/li>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">CCRIS Report<\/span><\/li>\n<\/ul>\n<div style=\"text-align: left;\"><span style=\"font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing); color: #212121;\">The following steps are only included if you engage in our paid services:<\/span><\/div>\n<ul>\n<li style=\"text-align: left; color: #212121;\">Verification<\/li>\n<li style=\"text-align: left; color: #212121;\">Proposal<\/li>\n<li style=\"text-align: left; color: #212121;\">Submission of Documents<\/li>\n<li style=\"text-align: left; color: #212121;\">Approval from Banks<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"0ddbf20169ac7405e\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3398-1\" data-target=\"#0ddbf20169ac7405e\" href=\"#0ddbf20169ac7405e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Why Should I Go for the Financial Consultation?<\/span><\/a><\/h4><\/div><div id=\"0ddbf20169ac7405e\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><span style=\"font-weight: 400; color: #212121;\">According to a local study on Malaysian financial behaviour, the number one goal of most working adults is to settle debts faster. <\/span><\/p>\n<p><span style=\"font-weight: 400; color: #212121;\">We believe through our consultation, we can help you achieve that goal much more efficiently.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"9fcd32ff55d00a6aa\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3398-1\" data-target=\"#9fcd32ff55d00a6aa\" href=\"#9fcd32ff55d00a6aa\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How Much Can Your Services Help Me?<\/span><\/a><\/h4><\/div><div id=\"9fcd32ff55d00a6aa\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><span style=\"font-weight: 400; color: #212121;\">Our services have been known to help clients reduce up to 70% of their monthly commitments through loan tenure extensions. <\/span><\/p>\n<p><span style=\"font-weight: 400; color: #212121;\">You can also save as much as 70% from reduced interest rates and settle all your debts much quicker.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"e92bf60ce67e6207d\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3398-1\" data-target=\"#e92bf60ce67e6207d\" href=\"#e92bf60ce67e6207d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Will I be Forced to Make a Purchase?<\/span><\/a><\/h4><\/div><div id=\"e92bf60ce67e6207d\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><span style=\"font-weight: 400; color: #212121;\">Our consultants have worked in globally recognised banks and uphold the highest level of professionalism, the decision to hire our services is entirely optional and up to you.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"4b7319262c9a30eb2\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3398-1\" data-target=\"#4b7319262c9a30eb2\" href=\"#4b7319262c9a30eb2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Are Your Consultants Qualified to Help Me?<\/span><\/a><\/h4><\/div><div id=\"4b7319262c9a30eb2\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\"><span style=\"font-weight: 400; color: #212121;\">Our consultants have prior experience working for international banks. 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top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-14{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:60px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.25em;color:#ffffff;\"><span style=\"font-family: 'Lato Black';\" data-fusion-font=\"true\">Take Charge of Your Finances<\/span><\/h2><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-15{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-two\" 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1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><b style=\"color: #1976d2; font-size: 26px;\" data-fusion-font=\"true\">Sign Up With Us<\/b><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><script>\n\nvar nric_number = \"\";\nvar first_name = \"\";\nvar email = \"\";\nvar phone = \"\";\nvar page_type = \"debt\";\nvar hutk = \"\";\n\n<\/script>\n\n<script charset=\"utf-8\" type=\"text\/javascript\" src=\"https:\/\/js.hsforms.net\/forms\/shell.js\"><\/script>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/jquery-validate\/1.19.2\/jquery.validate.min.js\" integrity=\"sha512-UdIMMlVx0HEynClOIFSyOrPggomfhBKJE28LKl8yR3ghkgugPnG6iLfRfHwushZl1MOPSY6TsuBDGPK2X4zYKg==\" crossorigin=\"anonymous\" referrerpolicy=\"no-referrer\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: '8268350',\n    formId: 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