{
    "id": 3958,
    "date": "2021-01-05T15:26:49",
    "date_gmt": "2021-01-05T07:26:49",
    "guid": {
        "rendered": "http:\/\/product.ibpo.com.my\/?page_id=3958"
    },
    "modified": "2022-03-11T15:21:38",
    "modified_gmt": "2022-03-11T07:21:38",
    "slug": "i-personal-financing",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/product.ibpo.com.my\/en\/i-personal-financing\/",
    "title": {
        "rendered": "i-Personal Financing"
    },
    "content": {
        "rendered": "<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #25255f;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language-mobile\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/3958\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none fusion-no-large-visibility\"><img width=\"600\" height=\"158\" title=\"Logo-horizontal-white\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png\" class=\"img-responsive wp-image-3360\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-200x53.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-400x105.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-600x158.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-800x210.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-1200x315.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white.png 1920w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:left;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img width=\"300\" height=\"96\" title=\"Logo-horizontal-white-cropped (1)\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-300x96.png\" class=\"img-responsive wp-image-3388\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-200x64.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-400x128.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-600x191.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-800x255.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1-1200x383.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/09\/Logo-horizontal-white-cropped-1.png 1577w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:30% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 6.4%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 6.4%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-end\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-end fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:right;\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none fusion-no-small-visibility fusion-no-large-visibility\" style=\"width:100%;max-width:50px;\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/product.ibpo.com.my\/en\/\" target=\"_self\" aria-label=\"Britain-icon-1\"><img width=\"256\" height=\"256\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Britain-icon-1.png\" class=\"img-responsive wp-image-4130\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Britain-icon-1-200x200.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Britain-icon-1.png 256w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 256px\" \/><\/a><\/span><\/div><div style=\"text-align:right;\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none fusion-no-small-visibility fusion-no-large-visibility\" style=\"width:100%;max-width:50px;\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/product.ibpo.com.my\/my\/\" target=\"_self\" aria-label=\"Malaysia-icon-1\"><img width=\"256\" height=\"256\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Malaysia-icon-1.png\" class=\"img-responsive wp-image-4131\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Malaysia-icon-1-200x200.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/02\/Malaysia-icon-1.png 256w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 256px\" \/><\/a><\/span><\/div><div class=\"custome-language\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/3958\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-1{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:70% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.7428571428571%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.7428571428571%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:5px;width:100%;\"><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img width=\"1223\" height=\"1107\" alt=\"Personal Loan as low as 3.88% p.a.\" title=\"1)-As-low-as-3.88-p.a\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a.png\" class=\"img-responsive wp-image-4111\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a-200x181.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a-400x362.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a-600x543.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a-800x724.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a-1200x1086.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-As-low-as-3.88-p.a.png 1223w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"font-size:50px;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:50px;color:#ffffff;\"><span style=\"font-family: 'Lato Black';\" data-fusion-font=\"true\">IBPO i-Personal Financing<\/span><\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><span style=\"font-family: 'Futura Medium'; letter-spacing: 0.5px; background-color: rgba(255, 255, 255, 0); color: #ffffff; font-size: 20px; line-height: 26px;\" data-fusion-font=\"true\">Let us match you with a tailor-fit personal loan deal to achieve your financial goals. No guarantor, no unnecessary charges and no time wasted.<br \/>\n<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:5px;width:100%;\"><\/div><div ><style type=\"text\/css\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-color:#ffffff;border-width:0px;}.fusion-button.button-1 {border-color:#ffffff;border-width:0px;border-radius:10px;}.fusion-button.button-1{background: #088ecb;}.fusion-button.button-1:hover,.button-1:focus,.fusion-button.button-1:active{background: #088ecb;}.fusion-button.button-1 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-custom button-1 fusion-button-span-no fusion-button-default-type\" target=\"_self\" href=\"#apply-now\"><span class=\"fusion-button-text\">Apply Now<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\" id=\"features\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#25255f;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing); background-color: rgba(255, 255, 255, 0);\">Our Exclusive Services<\/b><\/div><\/h2><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><img width=\"400\" height=\"400\" title=\"2) Exclusive service\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-400x400.jpg\" class=\"img-responsive wp-image-3962\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-200x200.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-400x400.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-600x600.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-800x800.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Exclusive-service-1200x1200.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-6{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-7 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"263\" height=\"300\" title=\"2) Interest icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon-263x300.png\" class=\"img-responsive wp-image-3867\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon-200x228.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon-400x456.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon-600x684.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon-800x913.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Interest-icon.png 860w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-2{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #25255f; font-size: 30px;\" data-fusion-font=\"true\">Low Interest Rate<\/b><\/p>\n<p><span style=\"font-weight: 400; color: #25255f;\">Exclusive interest rates as low as 3.88% p.a. from banking partners.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-3{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-8 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"300\" height=\"245\" title=\"2) Tick icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon-300x245.png\" class=\"img-responsive wp-image-3868\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon-200x163.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon-400x327.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon-600x490.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon-800x653.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/2-Tick-icon.png 879w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-4{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-3 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #273359; font-size: 30px;\" data-fusion-font=\"true\"><span style=\"color: #25255f;\">High Approval Rate<\/span><br \/>\n<\/b><\/p>\n<p><span style=\"font-weight: 400; color: #000000;\"><span style=\"color: #25255f;\">Increased chances of loan approval as a result of our exclusive partnerships.<\/span><br \/>\n<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-5{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-9 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"400\" height=\"365\" title=\"2) Money icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon-400x365.png\" class=\"img-responsive wp-image-3963\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon-200x183.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon-400x365.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon-600x548.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon-800x730.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Money-icon.png 999w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-6{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-4 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #273359; font-size: 30px;\" data-fusion-font=\"true\"><span style=\"color: #25255f;\">Double Eligibility Amount<\/span><br \/>\n<\/b><\/p>\n<p style=\"color: #25255f;\">Enjoy a higher amount than you\u2019re looking for, up to 2 times your eligibility amount.<\/p>\n<p><span style=\"color: #25255f;\"><b>Loan Eligibility Amount<br \/>\n<\/b><\/span><span style=\"background-color: rgba(255, 255, 255, 0); color: #25255f; font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing);\">RM5,000 \u2013 RM200,000<\/span><\/p>\n<p><span style=\"color: #25255f;\"><b>Loan Period<br \/>\n<\/b><\/span><span style=\"background-color: rgba(255, 255, 255, 0); color: #25255f; font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing);\">12 to 84 months<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-7{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-7{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-10 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"983\" height=\"923\" title=\"3) Score icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon.png\" class=\"img-responsive wp-image-3870\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon-200x188.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon-400x376.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon-600x563.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon-800x751.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Score-icon.png 983w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-8{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-8{width:100% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-8{width:100% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-5 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #25255f; font-size: 30px;\" data-fusion-font=\"true\">In-house Credit Scoring<\/b><\/p>\n<p><span style=\"color: #25255f;\">Get matched with the perfect loan deal through comprehensive credit reports powered by our official partner <b>CTOS<\/b>.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-9{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-9{width:100% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-9{width:100% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-10 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-11 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"857\" height=\"744\" title=\"3) Wallet icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon.png\" class=\"img-responsive wp-image-3871\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon-200x174.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon-400x347.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon-600x521.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon-800x695.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Wallet-icon.png 857w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-10{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-10{width:100% !important;order : 0;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-10{width:100% !important;order : 0;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-11 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-6 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #273359; font-size: 30px;\" data-fusion-font=\"true\"><span style=\"color: #25255f;\">Complimentary Financial Advisory Service<\/span><br \/>\n<\/b><\/p>\n<p><span style=\"font-weight: 400; color: #25255f;\">Expert advice on on loan terms and how to repay your loan.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-11{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-11{width:100% !important;order : 0;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-11{width:100% !important;order : 0;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-12 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-12 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"951\" height=\"566\" title=\"3) Fast icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon.png\" class=\"img-responsive wp-image-3869\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon-200x119.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon-400x238.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon-600x357.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon-800x476.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/3-Fast-icon.png 951w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-12{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-12{width:100% !important;order : 0;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-12{width:100% !important;order : 0;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-13 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-7 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #25255f; font-size: 30px;\" data-fusion-font=\"true\">Fast Lane Approval<\/b><\/p>\n<p style=\"color: #25255f;\">We ensure you get almost immediate approval without the need to hop from bank to bank. No more long anxious waits for you!<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-13{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-13{width:100% !important;order : 0;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-13{width:100% !important;order : 0;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-8{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-13 hover-type-none\"><img width=\"400\" height=\"400\" title=\"3) Exclusive service\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-400x400.jpg\" class=\"img-responsive wp-image-3964\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-200x200.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-400x400.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-600x600.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-800x800.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Exclusive-service-1200x1200.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-9{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 8%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #0c1428;background-position: center top;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:46px;margin-top:0px;margin-bottom:0px;\" id=\"steps\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#ffffff;\"><div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><b style=\"color: #d0af4f;\">3 Simple Steps<\/b><\/span><\/div>\n<div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><span style=\"font-size: 39px; line-height: 39px;\" data-fusion-font=\"true\"><b style=\"line-height: 35px; font-size: 35px;\" data-fusion-font=\"true\">to Achieve Your Financial Dreams<\/b><\/span> <\/span><\/div><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-10{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.304%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-10{width:100% !important;margin-bottom : 10px;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-10{width:100% !important;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #4d4c98 65%,#272661 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-14 hover-type-none\" style=\"margin-bottom:50px;\"><img title=\"4) Step 1\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/4-Step-1.jpg\" class=\"img-responsive wp-image-3872\"\/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-14 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-8\" style=\"transform:translate3d(0,0,0);\"><h2><span style=\"color: #25255f;\"><b style=\"color: #d0af4f;\">STEP 1<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Fill up and submit your form to get access to your CTOS Credit Report. An email will be sent to you for access to your credit report.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-14{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-14{width:100% !important;order : 0;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-14{width:100% !important;order : 0;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-11{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-11{width:33.333333333333% !important;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-11{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #4d4c98 65%,#272661 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-15 hover-type-none\" style=\"margin-bottom:50px;\"><img title=\"4) Step 2\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/4-Step-2.jpg\" class=\"img-responsive wp-image-3873\"\/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-15 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-9\" style=\"transform:translate3d(0,0,0);\"><h2 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 30; line-height: 1.5;\" data-fontsize=\"30\" data-lineheight=\"45px\"><span style=\"color: #25255f;\"><b style=\"color: #d0af4f;\">STEP 2<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Our customer representative will contact you in 1 &#8211; 3 days to process your request and gather the required documents for further analysis.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-15{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-15{width:100% !important;order : 0;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-15{width:100% !important;order : 0;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-12 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-12{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #4d4c98 65%,#272661 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-16 hover-type-none\" style=\"margin-bottom:50px;\"><img width=\"400\" height=\"267\" title=\"4) Step 3-new\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-400x267.jpg\" class=\"img-responsive wp-image-3976\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-200x134.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-400x267.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-600x401.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-800x534.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-1200x801.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-16 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-10\" style=\"transform:translate3d(0,0,0);\"><h2 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 30; line-height: 1.5;\" data-fontsize=\"30\" data-lineheight=\"45px\"><span style=\"color: #25255f;\"><b style=\"color: #d0af4f;\">STEP 3<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Sit back and relax. We\u2019ll take it from there.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-16{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-16 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-16{width:100% !important;order : 0;}.fusion-builder-nested-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-16{width:100% !important;order : 0;}.fusion-builder-nested-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-13 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-13{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:100px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-14{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-14 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-14{width:100% !important;order : 0;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-14{width:100% !important;order : 0;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:46px;margin-top:0px;margin-bottom:0px;\" id=\"requirements\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><b>Requirements<\/b><\/span><\/div><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-15{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-15 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.304%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-15{width:100% !important;margin-bottom : 10px;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-15{width:100% !important;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-17 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 30px 15px 15px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-11\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Minimum Monthly Income<br \/>\n<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900; font-size: 45px; line-height: 45px;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">RM 5,000<\/span><\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-17{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-17 > .fusion-column-wrapper {padding-top : 30px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 15px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-17{width:100% !important;order : 0;}.fusion-builder-nested-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-17{width:100% !important;order : 0;}.fusion-builder-nested-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-16{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-16 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-16{width:100% !important;order : 0;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-16{width:100% !important;order : 0;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-18 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 30px 15px 15px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-12\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Minimum Annual Income<br \/>\n<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900; font-size: 45px; line-height: 45px;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">RM 60,000<\/span><\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-18{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-18 > .fusion-column-wrapper {padding-top : 30px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 15px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-18{width:100% !important;order : 0;}.fusion-builder-nested-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-18{width:100% !important;order : 0;}.fusion-builder-nested-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-17{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-17 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-17{width:100% !important;order : 0;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-17{width:100% !important;order : 0;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-19 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 35px 15px 55px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-13\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Age<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">21 to 60 years old<\/span><br \/>\n<\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-19{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-19 > .fusion-column-wrapper {padding-top : 35px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 55px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-19{width:100% !important;order : 0;}.fusion-builder-nested-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-19{width:100% !important;order : 0;}.fusion-builder-nested-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-18{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-18 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-18{width:100% !important;order : 0;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-18{width:100% !important;order : 0;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-20 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 35px 15px 15px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-14\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Who Can Apply<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">Malaysian citizens<\/span><br \/>\n<span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">Malaysian permanent residents<\/span><\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-20{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-20 > .fusion-column-wrapper {padding-top : 35px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 15px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-20{width:100% !important;order : 0;}.fusion-builder-nested-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-20{width:100% !important;order : 0;}.fusion-builder-nested-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-19{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-19 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-19{width:100% !important;order : 0;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-19{width:100% !important;order : 0;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 3%;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\" id=\"fees-and-charges\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><b>Fees &amp; Charges<\/b><\/h2><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-20{width:100% !important;margin-top : 30px;margin-bottom : 30px;}.fusion-builder-column-20 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-20{width: auto;}.fusion-builder-column-20 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-20{width:100% !important;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 50%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-15\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Stamp Duty<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\">0.5% of the loan amount<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-21{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-21{width: auto;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 50%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-16\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Early Termination Fee<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\">None<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-22{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-22{width: auto;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 50%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-17\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Late Penalty Fee<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\"><span style=\"font-size: 27px;\" data-fusion-font=\"true\">1% from current outstanding amount<\/span><br \/>\n<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-23{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-23{width: auto;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-23{width:100% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 3%;margin-top : 0px;padding-right : 0px;padding-bottom : 3%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(44,153,204,0.2);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 2rem 1.5rem 1rem 1.5rem;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-6{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-three terms-title\" style=\"font-size:37px;margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:1;color:#25255f;\">Terms and Conditions<\/h3><\/div><div class=\"fusion-text fusion-text-18 terms-navigate-btn\" style=\"color:#4d4c98;transform:translate3d(0,0,0);\"><p style=\"text-align: left;\"><a href=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/04\/IBPO-Group-Terms-Conditions.pdf\">i-Personal Financing Terms and Conditions <em>&gt;&gt;<\/em><\/a><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-24{width:50% !important;margin-top : 0px;margin-bottom : 1rem;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-top : 2rem !important;padding-right : 1.5rem !important;margin-right : 3.84%;padding-bottom : 1rem !important;padding-left : 1.5rem !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-24{width:100% !important;order : 0;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-24{width:100% !important;order : 0;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 2rem 1.5rem 1rem 1.5rem;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-7{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-one terms-title\" style=\"font-size:37px;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:1;color:#25255f;\"><p style=\"text-align: left;\">Product Disclosure Sheet<\/p><\/h1><\/div><div class=\"fusion-text fusion-text-19 terms-navigate-btn\" style=\"color:#4d4c98;transform:translate3d(0,0,0);\"><p style=\"text-align: left;\"><a href=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/04\/i-Personal-Financing-Product-TC.docx.pdf\">i-Personal Financing Product Disclosure Sheet <em>&gt;&gt; <\/em><\/a><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-25{width:50% !important;margin-top : 0px;margin-bottom : 1rem;}.fusion-builder-column-25 > .fusion-column-wrapper {padding-top : 2rem !important;padding-right : 1.5rem !important;margin-right : 3.84%;padding-bottom : 1rem !important;padding-left : 1.5rem !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-25{width:100% !important;order : 0;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-25{width:100% !important;order : 0;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-5{ padding-top : 5%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-bg-parallax\" data-bg-align=\"center center\" data-direction=\"down\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/6-Apply-2-scaled.jpg\" data-bg-repeat=\"false\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container fusion-parallax-down nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/6-Apply-2-scaled.jpg&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-26{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-26 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-26{width:50% !important;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-26{width:100% !important;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-27 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" id=\"apply-now\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-radius:10px 10px 10px 10px;overflow:hidden;box-shadow:1px 20px 50px 18px #607d8b;;padding: 5% 10% 0px 10%;\"><div class=\"fusion-text fusion-text-20\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><b style=\"color: #25255f; font-size: 26px;\" data-fusion-font=\"true\">Apply for i-Personal Financing Now!<\/b><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><script>\n\nvar nric_number = \"\";\nvar first_name = \"\";\nvar email = \"\";\nvar phone = \"\";\nvar page_type = \"personal_finance\";\nvar hutk = \"\";\n\n<\/script>\n\n<script charset=\"utf-8\" type=\"text\/javascript\" src=\"https:\/\/js.hsforms.net\/forms\/shell.js\"><\/script>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/jquery-validate\/1.19.2\/jquery.validate.min.js\" 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