{
    "id": 4040,
    "date": "2021-01-07T23:30:42",
    "date_gmt": "2021-01-07T15:30:42",
    "guid": {
        "rendered": "http:\/\/product.ibpo.com.my\/?page_id=4040"
    },
    "modified": "2021-06-23T17:24:12",
    "modified_gmt": "2021-06-23T09:24:12",
    "slug": "housing-value-investment",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/product.ibpo.com.my\/en\/housing-value-investment\/",
    "title": {
        "rendered": "Housing Value Investment"
    },
    "content": {
        "rendered": "<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #000000;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language-mobile\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/4040\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none fusion-no-large-visibility\"><img width=\"1536\" height=\"303\" title=\"Logo-High-Resolution\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution.png\" class=\"img-responsive wp-image-3624\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-200x39.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-600x118.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-800x158.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-1200x237.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution.png 1536w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;margin-top : 30px;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:left;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img width=\"400\" height=\"79\" title=\"Logo-High-Resolution\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png\" class=\"img-responsive wp-image-3624\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-200x39.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-600x118.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-800x158.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-1200x237.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution.png 1536w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:30% !important;margin-top : 30px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 6.4%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 6.4%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-end fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t English\t\t<\/a>\n                    <a href=\"https:\/\/product.ibpo.com.my\/my\/wp-json\/wp\/v2\/pages\/4040\/\" title=\"Bahasa Melayu\">\n             Bahasa Melayu        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:70% !important;margin-top : 30px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.7428571428571%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.7428571428571%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:5px;width:100%;\"><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img width=\"1200\" height=\"964\" alt=\"Invest in Housing Value\" title=\"1)-Invest-in-Housing-Value\" src=\"http:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1.png\" class=\"img-responsive wp-image-4106\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1-200x161.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1-400x321.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1-600x482.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1-800x643.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/1-Invest-in-Housing-Value-1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"font-size:50px;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><span style=\"font-family: 'Lato Black';\" data-fusion-font=\"true\">IBPO Capital <\/span><\/p>\n<p><span style=\"font-family: 'Lato Black';\" data-fusion-font=\"true\">Housing Value Investment<\/span><\/p><\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><span style=\"font-family: 'Futura Medium'; letter-spacing: 0.5px; background-color: rgba(255, 255, 255, 0); color: #ffffff; font-size: 20px; line-height: 26px;\" data-fusion-font=\"true\">Diversify your portfolio through real estate and greatly reduce your monthly commitments, or even grant yourself a new source of passive income.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:5px;width:100%;\"><\/div><div ><style type=\"text\/css\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-color:#ffffff;border-width:0px;}.fusion-button.button-1 {border-color:#ffffff;border-width:0px;border-radius:10px;}.fusion-button.button-1{background: #d0af4f;}.fusion-button.button-1:hover,.button-1:focus,.fusion-button.button-1:active{background: #d0af4f;}.fusion-button.button-1 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-custom button-1 fusion-button-span-no fusion-button-default-type\" target=\"_self\" href=\"#apply-now\"><span class=\"fusion-button-text\">Apply Now<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\" id=\"features\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing); background-color: rgba(255, 255, 255, 0);\">Our Exclusive Services<\/b><\/div><\/h2><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img width=\"1800\" height=\"1800\" title=\"2)-Our-Exclusive-Service\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1.png\" class=\"img-responsive wp-image-4047\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1-200x200.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1-400x400.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1-600x600.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1-800x800.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1-1200x1200.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Our-Exclusive-Service-1.png 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-6{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"805\" height=\"763\" title=\"2)-Hand-Icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon.png\" class=\"img-responsive wp-image-4046\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon-200x190.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon-400x379.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon-600x569.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon-800x758.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Hand-Icon.png 805w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-1{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #d0af4f; font-size: 30px;\" data-fusion-font=\"true\">Receive Cash-out From Your Property<\/b><\/p>\n<p><span style=\"font-weight: 400; color: #000000;\">Obtain a source of cash flow for your financial endeavours and debt repayments. <\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-2{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-6 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"865\" height=\"865\" title=\"2)-Calendar-Icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1.png\" class=\"img-responsive wp-image-4053\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1-200x200.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1-400x400.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1-600x600.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1-800x800.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Calendar-Icon-1.png 865w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-3{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-3 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"font-size: 30px;\" data-fusion-font=\"true\"><span style=\"color: #d0af4f;\">Early settlement on remaining balance of house loan<\/span><\/b><\/p>\n<p><span style=\"font-weight: 400; color: #000000;\">Settle early on your remaining house loan balance within 10 years of using bank loan facility.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-4{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-7{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:100px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-8{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-7 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"817\" height=\"808\" title=\"2)-Puzzle-Icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon.png\" class=\"img-responsive wp-image-4048\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon-200x198.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon-400x396.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon-600x593.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon-800x791.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/2-Puzzle-Icon.png 817w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-5{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-4 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"color: #d0af4f; font-size: 30px;\" data-fusion-font=\"true\">Consolidate Your Loans<\/b><\/p>\n<p><span style=\"font-weight: 400; color: #000000;\">With more cash flow and improved creditworthiness, you can combine your debts into one and pay a lower interest rate<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-6{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-8 hover-type-none\" style=\"width:100%;max-width:50px;\"><img width=\"925\" height=\"733\" title=\"3)-Cash-Icon\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon.png\" class=\"img-responsive wp-image-4049\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon-200x158.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon-400x317.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon-600x475.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon-800x634.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Cash-Icon.png 925w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-7{width:25% !important;margin-top : 20px;margin-bottom : 0px;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 7.68%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 7.68%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-5 md-text-align-center sm-text-align-center\" style=\"transform:translate3d(0,0,0);\"><p><b style=\"font-size: 30px;\" data-fusion-font=\"true\"><span style=\"color: #d0af4f;\">Receive Extra Cash-Out Funds<\/span><\/b><\/p>\n<p><span style=\"font-weight: 400; color: #000000;\">More cash-outs to meet your monetary needs.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-8{width:75% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.56%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.56%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-8{width:100% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-8{width:100% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-9{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-9 hover-type-none\"><img width=\"1800\" height=\"1800\" title=\"3)-Our-Exclusive-Service\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1.png\" class=\"img-responsive wp-image-4050\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1-200x200.png 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1-400x400.png 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1-600x600.png 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1-800x800.png 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1-1200x1200.png 1200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/3-Our-Exclusive-Service-1.png 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-10{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-10{width:100% !important;order : 0;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-10{width:100% !important;order : 0;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 8%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #000000;background-position: center top;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:46px;margin-top:0px;margin-bottom:0px;\" id=\"steps\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#ffffff;\"><div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><b style=\"color: #d0af4f;\">3 Simple Steps<\/b><\/span><\/div>\n<div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><span style=\"font-size: 39px; line-height: 39px;\" data-fusion-font=\"true\"><b style=\"line-height: 35px; font-size: 35px;\" data-fusion-font=\"true\">to Achieve Your Financial Dreams<\/b><\/span> <\/span><\/div><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-11{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.304%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-11{width:100% !important;margin-bottom : 10px;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-11{width:100% !important;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #e9ca6f 65%,#ac8d3f 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-10 hover-type-none\" style=\"margin-bottom:50px;\"><img title=\"4) Step 1\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/4-Step-1.jpg\" class=\"img-responsive wp-image-3872\"\/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-6\" style=\"transform:translate3d(0,0,0);\"><h2><span style=\"color: #7c5a03;\"><b>STEP 1<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Fill up and submit your form to get access to your CTOS\/Experian Credit Report. An email will be sent to you for access to your credit report<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-9{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-9{width:100% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-9{width:100% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-12 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-12{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #e9ca6f 65%,#ac8d3f 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-11 hover-type-none\" style=\"margin-bottom:50px;\"><img title=\"4) Step 2\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/4-Step-2.jpg\" class=\"img-responsive wp-image-3873\"\/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-10 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-7\" style=\"transform:translate3d(0,0,0);\"><h2><span style=\"color: #7c5a03;\"><b>STEP 2<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Our customer representative will contact you in 1 &#8211; 3 days to process your request and gather the required documents for further analysis.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-10{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-10{width:100% !important;order : 0;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-10{width:100% !important;order : 0;}.fusion-builder-nested-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-13 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-13{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.1\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #e9ca6f 65%,#ac8d3f 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-width: 0 0 0 0;border-color:rgba(255,255,255,0);border-style:solid;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-12 hover-type-none\" style=\"margin-bottom:50px;\"><img width=\"400\" height=\"267\" title=\"4) Step 3-new\" src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-400x267.jpg\" class=\"img-responsive wp-image-3976\" srcset=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-200x134.jpg 200w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-400x267.jpg 400w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-600x401.jpg 600w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-800x534.jpg 800w, https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/4-Step-3-new-1200x801.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-11 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 30px 0px 30px;\"><div class=\"fusion-text fusion-text-8\" style=\"transform:translate3d(0,0,0);\"><h2><span style=\"color: #7c5a03;\"><b>STEP 3<\/b><\/span><\/h2>\n<p style=\"color: #ffffff;\">Sit back and relax. We\u2019ll take it from there.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-11{width:100% !important;margin-top : 0px;margin-bottom : 50px;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 30px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 30px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-11{width:100% !important;order : 0;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-11{width:100% !important;order : 0;}.fusion-builder-nested-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-14{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-14 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-14{width:33.333333333333% !important;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-14{width:100% !important;margin-top : 16px;margin-bottom : 16px;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:100px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-15{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-15 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-15{width:100% !important;order : 0;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-15{width:100% !important;order : 0;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:46px;margin-top:0px;margin-bottom:0px;\" id=\"requirements\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\"><b>Requirements<\/b><\/span><\/div><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-16{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-16 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.304%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-16{width:100% !important;margin-bottom : 10px;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-16{width:100% !important;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-12 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 17px 15px 15px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-9\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Nationality<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">Malaysians or<\/span><br \/>\n<span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">Malaysians working abroad<\/span><\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-12{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {padding-top : 17px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 15px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-12{width:100% !important;order : 0;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-12{width:100% !important;order : 0;}.fusion-builder-nested-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-17{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-17 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-17{width:100% !important;order : 0;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-17{width:100% !important;order : 0;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-13 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 35px 15px 35px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-10\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Period of Property Ownership<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">Must be over 3 years<\/span><br \/>\n<\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-13{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {padding-top : 35px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 35px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-13{width:100% !important;order : 0;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-13{width:100% !important;order : 0;}.fusion-builder-nested-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-18{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-18 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-18{width:100% !important;order : 0;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-18{width:100% !important;order : 0;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-14 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 40px 15px 24px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-11\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b>Age<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900; font-size: 40px;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\">21 and above<\/span><br \/>\n<\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-14{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {padding-top : 40px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 24px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-14{width:100% !important;order : 0;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-14{width:100% !important;order : 0;}.fusion-builder-nested-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-19{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-19 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-19{width:100% !important;order : 0;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-19{width:100% !important;order : 0;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-15 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: url(&#039;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png&#039;);background-position:center bottom;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 20px 15px 10px 15px;\" data-bg-url=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2020\/12\/5-Hexagon.png\"><div class=\"fusion-text fusion-text-12\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"color: #25255f;\" data-fusion-font=\"true\"><b><span style=\"color: #25255f;\">Income<\/span><br \/>\n<\/b><\/span><\/p>\n<p style=\"text-align: center;\"><b><span style=\"color: #25255f; font-size: 30px; line-height: 38px;\" data-fusion-font=\"true\"><span style=\"font-family: Lato; font-weight: 900; font-size: 28px;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"900\"><span style=\"font-size: 23px; line-height: 23px;\" data-fusion-font=\"true\"><span style=\"color: #25255f; font-size: 20px; line-height: 20px;\" data-fusion-font=\"true\">Monthly salary of RM 3,500 or above<\/span><\/span><\/span><\/span><\/b><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-15{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {padding-top : 20px !important;padding-right : 15px !important;margin-right : 1.92%;padding-bottom : 10px !important;padding-left : 15px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-15{width:100% !important;order : 0;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-15{width:100% !important;order : 0;}.fusion-builder-nested-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-20{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-20 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-20{width:100% !important;order : 0;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-20{width:100% !important;order : 0;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 3%;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\" id=\"fees-and-charges\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><b>Fees &amp; Charges<\/b><\/h2><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-21{width:100% !important;margin-top : 30px;margin-bottom : 30px;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-21{width: auto;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 0%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-13\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Stamp Duty<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\">0.5% of the loan amount<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-22{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-22{width: auto;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 0%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-14\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Early Termination Fee<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\">None<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-23{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-23{width: auto;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-23{width:100% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-image: linear-gradient(180deg, #d0af4f 0%,#b09141 100%);background-position:left top;background-blend-mode: overlay;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 5% 0px 0px 0px;\"><div class=\"fusion-text fusion-text-15\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><b style=\"color: #ffffff;\"><span style=\"font-size: 27px; font-family: Lato; font-weight: bold;\" data-fusion-font=\"true\" data-fusion-google-font=\"Lato\" data-fusion-google-variant=\"700\">Late Penalty Fee<\/span><br \/>\n<\/b><span style=\"font-weight: 400; color: #ffffff; font-size: 27px;\" data-fusion-font=\"true\"><span style=\"font-size: 27px;\" data-fusion-font=\"true\">1% from current outstanding amount<\/span><br \/>\n<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-24{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-24{width: auto;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 2%;padding-left : 12% !important;margin-left : 2%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-24{width:100% !important;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 3%;margin-top : 0px;padding-right : 0px;padding-bottom : 3%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-bg-parallax\" data-bg-align=\"center center\" data-direction=\"down\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/7-Apply-scaled.jpg\" data-bg-repeat=\"false\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container fusion-parallax-down nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/01\/7-Apply-scaled.jpg&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-25{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-25 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-25{width:50% !important;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-25{width:100% !important;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" id=\"apply-now\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-radius:10px 10px 10px 10px;overflow:hidden;box-shadow:1px 20px 50px 18px #607d8b;;padding: 5% 10% 0px 10%;\"><div class=\"fusion-text fusion-text-16\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px; text-align: left;\" data-fusion-font=\"true\"><b style=\"color: #25255f; font-size: 26px;\" data-fusion-font=\"true\">Apply for Housing Value Investment Now!<\/b><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><script>\n\nvar nric_number = \"\";\nvar first_name = \"\";\nvar email = \"\";\nvar phone = \"\";\nvar page_type = \"housing\";\nvar hutk = \"\";\n\n<\/script>\n\n<script charset=\"utf-8\" type=\"text\/javascript\" src=\"https:\/\/js.hsforms.net\/forms\/shell.js\"><\/script>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/jquery-validate\/1.19.2\/jquery.validate.min.js\" integrity=\"sha512-UdIMMlVx0HEynClOIFSyOrPggomfhBKJE28LKl8yR3ghkgugPnG6iLfRfHwushZl1MOPSY6TsuBDGPK2X4zYKg==\" crossorigin=\"anonymous\" referrerpolicy=\"no-referrer\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: '8268350',\n    formId: 'd337e85b-626e-4399-a7f7-de54b3127f26', \n    onFormReady: function($form){\n       hutk = document.cookie.replace(\/(?:(?:^|.*;\\s*)hubspotutk\\s*\\=\\s*([^;]*).*$)|^.*$\/, \"$1\");\n       console.log(hutk);\n    },\n    onFormSubmit: function($form){\n                    var val = $form.serializeArray() ;\n                    \n      \t\t\t\temail = val[0]['value'];\n                    firstname = val[1]['value'];\n      \t\t\t\tphone = val[2]['value'];\n      \t\t\t\tnric_number = val[3]['value'];\n    },\n    onFormSubmitted: function($form) {\n     if(nric_number.length < 12 || nric_number.length > 12){\n       jQuery(document).ready(function($){\n      \t$(\"#prompt\").show(\"closed\");\n       });\n      }else if(nric_number.length == 12) {\n        \n       ff();\n    }\n} \n    \n});\n<\/script><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-26{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-26 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 10% !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 10% !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-26{width:50% !important;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-26{width:100% !important;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-27 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div id=\"prompt\" class=\"prompt-container\" syle=\"display:none;\">\n  <div class=\"prompt\">\n<img src=\"https:\/\/product.ibpo.com.my\/wp-content\/uploads\/2021\/06\/alert.png\" width=\"44\" height=\"38\" \/>\n    <h2 style=\"color:#000;\">Uh-Oh Invalid IC number.<\/h2>\n    <span>Please check your IC number. Make sure its 12 digits.<\/span><br>\n    <button id=\"btn-ok\">OKAY<\/button>\n  <\/div>\n<\/div>\n\n<script>\nfunction ff(){\n  jQuery.ajax({\n    headers: {\n        'Content-Type': 'application\/x-www-form-urlencoded'\n    },\n    type: 'POST',\n    url: \"https:\/\/app.ibpo.com.my\/api\/ctos\",\n    data: {\"firstname\": firstname, \"nric_number\": nric_number, \"page_type\": page_type, \"email\":email, \"phone\":phone, \"hutk\":hutk},\n    dataType: 'JSON',\n    encode: true,\n    success: function(response, status, xhr) {\n      var ctos = response;\n      if(ctos['onboarding_url'] != null) {\n          window.location.replace(ctos['onboarding_url']);\n      }\n    },\n    error: function(xhr, status, error) {\n      alert(error);\n    }\n  });\n}\n\n<\/script>\n\n<script>\n(function($) {\n$(\"#modal\").hide();\n$(\"#prompt\").hide();\n\n$(\".open-modal\").on(\"click\", function(event){\n  event.preventDefault();\n  event.stopPropagation();\n  $(\"#modal\").show(\"closed\");\n});\n\n$(\"button\").on(\"click\", function(){\n  $(\"#modal\").fadeOut();\n});\n\n$(\".modal-container\").on(\"click\", function(){\n  $(\"#modal\").fadeOut();\n});\n\n$(\".open-prompt\").on(\"click\", function(event){\n  event.preventDefault();\n  event.stopPropagation();\n  $(\"#prompt\").show(\"closed\");\n});\n\n$(\"#btn-cancel\").on(\"click\", function(){\n  $(\"#prompt\").fadeOut();\n});\n$(\"#btn-ok\").on(\"click\", function(){\n  $(\"#prompt\").fadeOut();\n  location.reload(true);\n});\n\n}(jQuery));\n\n<\/script><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-27{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-27 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-27{width:100% !important;order : 0;}.fusion-builder-column-27 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-27{width:100% !important;order : 0;}.fusion-builder-column-27 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-5{ padding-top : 10%;margin-top : 0px;padding-right : 0px;padding-bottom : 10%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>",
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